Understanding EMR Score: Impact on Workplace Safety and Costs

By Bella Wagner | January 30, 2025

Is your business paying too much for workers’ compensation?  Your EMR (Experience Modification Rating) may be the reason for the high insurance cost of your business. Think of your EMR as a score awarded to your business for safety. This score can impact your profits and ability to get contracts.  Construction companies already pay 3.6%…

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Consequences of a High EMR

By Jake Thompson | August 23, 2023
Tired construction worker in a safety vest, header image for "Consequences of a High EMR (Experience Modifier Rating)"

Experience Modification Rating (EMR) is a term used in the construction industry to measure the safety performance of a company. The EMR is calculated by comparing the company’s actual workers’ compensation claims experience to the expected claims experience for similar companies in the same industry. A high EMR means that a company has higher than…

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